Many homeowners and prospective buyers are starting the year with a bit more optimism around borrowing costs. After a period of rising interest rates, lenders have begun to trim mortgage pricing in response to Bank of England base rate cuts and growing competition in the market. In December 2025, the Bank of England lowered its …
In 2024 the talk was all about monetary normalisation, as central bank’s sought to bring inflation under control and interest rates back down. In 2025 we could barely get through a month without talking about President Trump and his trade tariffs. The noise now is about the AI bubble and the dominance of US technology …
Changes announced in the 2025 Autumn Budget mean the way many people use ISAs will need to evolve, particularly for those under the age of 65. With limits on Cash ISAs being reduced, investing is likely to play a bigger role in making the most of your tax-efficient savings in the years ahead. A fresh …
Here are five simple but important ways to begin 2026 feeling financially organised, confident and well prepared for what lies ahead. And, of course, your Insight financial adviser is always happy to support you with your plans. 1. Revisit your long-term goals Life rarely stands still. Career changes, family milestones, health considerations and shifting priorities …
