Love it or loathe it, Christmas is fast approaching, and for many of us, it’ll be the most expensive time of the year. From buying gifts for friends and loved ones and entertaining dozens of family members, the festive season can be extremely costly. So how can you make sure your Christmas spending doesn’t tip …
Adjusting to adulthood can be a difficult stage of life, as you strike out on your own for the first time and adapt to huge changes at home and at work. It’s therefore understandable that getting to grips with your finances can get pushed down your list of priorities, in particular, saving for your pension. …
The Bank of England surprised us this month by holding interest rates at 5.25 per cent, bringing to an end a run of 14 consecutive interest rate hikes. So what does this mean for you and your money? Can we cautiously hope that interest rates have peaked? The Bank of England started hiking rates in …
Inheritance tax has long been a controversial levy and the debate over scrapping it completely has been rumbling on for many years. So we note with interest the swirling rumours that the government is considering cutting inheritance tax and potentially scrapping it completely. According to the Sunday Times, Rishi Sunak wants to phase out the …
The debate around providing children with financial education has been rumbling on for a very long time. After all, countless studies have shown that many adults simply aren’t comfortable managing their money, or even understand what basic financial terms, from mortgages to interest rates, actually mean. Why? Because they were never taught any of this …
Introduction Sluggish growth and high inflation have stubbornly persisted across much of the globe in recent months, and September was no different. But some major economies are performing better than others as they grapple with global economic headwinds, and emerging markets in Asia are bucking the prevailing trend by enjoying strong rates of growth. As …
Many financial planners may tell you that your will is a vitally important element of your financial plan. With this legally binding document in place, you can take control of your destiny and be sure that your assets will be distributed in line with your wishes. But simply writing a will isn’t enough, as your …
Introduction Sluggish economic growth in major economies was again a common theme throughout August, as policymakers across the globe continue to battle against high inflation. As always, let’s take a closer look at key markets across the world to find out what’s been going on… UK The UK is continuing to narrowly avoid recession, despite …
When you create a financial strategy, you’ll often have medium- to long-term goals in mind. But that doesn’t mean it should be set in stone. After all, your situation and circumstances could vary considerably over time. Perhaps you’ll land a new job that significantly increases your income, move to a bigger and more valuable property …
Worries about money can have a very real impact on your wider health and wellbeing, particularly when so many factors, such as soaring inflation, rising interest rates and climbing mortgage rates are beyond your control. Unsurprisingly, high living costs are a huge cause of stress and anxiety across the UK right now, with the Mental …
