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Market Commentary November 2022

Market Commentary November 2022

Introduction Where did we leave the soap opera that is British politics? At the end of September, Liz Truss was the Prime Minister, and Kwasi Kwarteng was her Chancellor. As we reported last month, Kwarteng presented his ‘fiscal statement’ on Friday 23rd September. Three weeks later, he was gone and Liz Truss had to endure …

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Financial Planning Myths

Financial planning: Myths and misconceptions

Many people understand what a professional, regulated financial advisor does and the benefits of speaking to one. But at the same time, there are many myths and misconceptions surrounding financial planning, which often put people off getting advice themselves. We wanted to explore some of the most common myths we hear around this issue and …

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Autumn Mini Budget

The Autumn Mini Budget Overview 2022

*Please note that since this article was written the Higher Tax Rate cut has been cancelled and so is no longer relevant. Reactions to the speech where it was mentioned have been included. Introduction So what was it? A ‘fiscal event’? A Mini Budget? Or a full-blown Budget from a new Chancellor determined to take …

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Financial Market Commentary October 2022

Market Commentary October 2022

Introduction Speaking to journalists at a lobby briefing in 1964 – when the sterling crisis was raging – Prime Minister Harold Wilson famously said “a week is a long time in politics”. What, then, is a month? Especially a month like September 2022 when enough happened to fill a year’s worth of Bulletins. In the …

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Market Commentary

Market Commentary September 2022

Introduction August started with US Speaker Nancy Pelosi visiting Taiwan. We comment on China’s reaction below – and we also describe the environmental and economic challenges facing the country. With domestic crises brewing at home, some commentators have noted the convenience of an external crisis for the CCP (Chinese Communist Party). “The position of the …

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Financial Education

Do young people need more financial education?

Financial knowledge and awareness can affect countless aspects of our lives, from being able to budget for our weekly food shop and pay bills, to meeting our mortgage payments and having enough money to live off during retirement. So why are so few people receiving proper guidance and education on how to manage their finances? …

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